Your property adventure starts with working out your financial budget – ‘how much can you afford to spend on your property purchase?’ This may simply be how much money you have, or a mixture of how much you have and how much you are willing and able to borrow. Once you know this figure you can start searching for property in a meaningful way.

Thankfully, as part of the VEF Group, we operate an in-house French mortgage brokerage through Group member Validus Financial Services, which scours the French mortgage market to get you the best deals. See the mortgages section for more information. What’s more, we can give you speedy mortgage illustrations, so you won’t waste any time getting started searching for your dream property.

When you have agreed a purchase of a property you need to think about making payments to France. For UK citizens this means exchanging pounds for euros. Also, although the current exchange rate will give you the cost of your deposit and final payments in your own currency, if the exchange rate changes, your costs will change too. But there is no need to worry, Venturus’ sister company, Validus FX, have an easy solution to this. Visit our currency section to find out how.

To speak to our French mortgage brokerage, Validus Financial Services, call 020 7517 5737 or email mortgages@validus-invest.com for a prompt reply.

To contact Validus FX for foreign currency call 020 7517 5739.